Enterprise Bank And Trust Company 401(k) Plan: Login, Facts & Contact Information

Enterprise Bank And Trust Company 401(k) Plan Facts

Plan name
ENTERPRISE BANK AND TRUST COMPANY 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ENTERPRISE BANK AND TRUST COMPANY
Participants
705 (601 active employees)
Former employees with a balance
123
Plan assets
$128,072,271 at Dec 31, 2024
Average account balance
$178,126 across 719 accounts
Employer contributions
$2,156,670 in plan year 2024 (23% of all contributions)
Recordkeeper
John Hancock
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1989
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 17, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $9.43 million went into the plan in contributions, $2.16 million of it from the employer (23%).
  • $9.60 million was paid out to participants.
  • Investment and other income added $16.8 million.
  • Administrative expenses were $88,574, about $123 per account.

How the Enterprise Bank And Trust Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019603$72.7 million$1.45 million$1.75 million
2020632$86.2 million$1.62 million$2.49 million
2021650$103.4 million$1.72 million$4.80 million
2022655$91.9 million$1.88 million$2.57 million
2023689$111.5 million$2.05 million$4.19 million
2024705$128.1 million$2.16 million$9.60 million

Enterprise Bank And Trust Company 401(k) Contact Information

Phone
978-459-9000
Mailing address
222 MERRIMACK STREET, LOWELL MA 01852
Plan sponsor
ENTERPRISE BANK AND TRUST COMPANY
Employer identification number (EIN)
04-2993547
Plan number
001

Questions about the Enterprise Bank And Trust Company 401(k)

Does Enterprise Bank And Trust Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.16 million, 23% of all contributions.

Does the Enterprise Bank And Trust Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Enterprise Bank And Trust Company 401(k) plan?

705 participants at the start of plan year 2024, 601 of them active employees, and 123 former employees who still had money in the plan.

What is the average 401(k) balance at Enterprise Bank And Trust Company?

About $178,126 per account: $128.1 million in plan assets across 719 accounts with a balance at the end of plan year 2024.

Who manages the Enterprise Bank And Trust Company 401(k) accounts?

John Hancock is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Enterprise Bank And Trust Company. How do I access my 401(k)?

Your account stays with John Hancock after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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