Factory Mutual Insurance Company 401(k) Plan: Login, Facts & Contact Information

Factory Mutual Insurance Company 401(k) Plan Facts

Plan name
FACTORY MUTUAL INSURANCE COMPANY 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FACTORY MUTUAL INSURANCE COMPANY
Participants
5,520 (4,208 active employees)
Former employees with a balance
1,213
Plan assets
$1,916,269,037 at Dec 31, 2024
Average account balance
$341,764 across 5,607 accounts
Employer contributions
$30,756,488 in plan year 2024 (33% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1977
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $93.5 million went into the plan in contributions, $30.8 million of it from the employer (33%).
  • $153.5 million was paid out to participants.
  • Investment and other income added $291.5 million.

How the Factory Mutual Insurance Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20195,017$1.36 billion$21.9 million$86.6 million
20205,119$1.63 billion$23.2 million$83.8 million
20215,214$1.84 billion$24.8 million$99.9 million
20225,268$1.43 billion$25.8 million$129.6 million
20235,602$1.68 billion$28.5 million$130.1 million
20245,520$1.92 billion$30.8 million$153.5 million

Factory Mutual Insurance Company 401(k) Contact Information

Phone
401-275-3000
Mailing address
270 CENTRAL AVENUE, JOHNSTON RI 02919
Plan sponsor
FACTORY MUTUAL INSURANCE COMPANY
Employer identification number (EIN)
05-0316605
Plan number
003

Questions about the Factory Mutual Insurance Company 401(k)

Does Factory Mutual Insurance Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $30.8 million, 33% of all contributions.

Does the Factory Mutual Insurance Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Factory Mutual Insurance Company 401(k) plan?

5,520 participants at the start of plan year 2024, 4,208 of them active employees, and 1,213 former employees who still had money in the plan.

What is the average 401(k) balance at Factory Mutual Insurance Company?

About $341,764 per account: $1.92 billion in plan assets across 5,607 accounts with a balance at the end of plan year 2024.

Who manages the Factory Mutual Insurance Company 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Factory Mutual Insurance Company. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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