First Financial Bankshares, Inc. 401(k) Plan: Login, Facts & Contact Information

First Financial Bankshares, Inc. 401(k) Plan Facts

Plan name
THE FIRST FINANCIAL BANKSHARES INC 401K PROFIT SHARING AND EMPLOYEE STOCK OWNERSHIP PLAN & TRUST
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
FIRST FINANCIAL BANKSHARES, INC.
Participants
2,752 (1,498 active employees)
Former employees with a balance
1,039
Plan assets
$360,469,472 at Dec 31, 2024
Average account balance
$151,014 across 2,387 accounts
Employer contributions
$13,564,874 in plan year 2024 (65% of all contributions)
Recordkeeper
Leverage Retirement, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1959
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $21.0 million went into the plan in contributions, $13.6 million of it from the employer (65%).
  • $26.3 million was paid out to participants.
  • Investment and other income added $45.7 million.
  • Administrative expenses were $342,018, about $143 per account.

How the First Financial Bankshares, Inc. 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,781$274.1 million$10.4 million$12.5 million
20201,871$310.1 million$14.1 million$16.4 million
20212,062$380.3 million$13.7 million$17.3 million
20222,112$303.5 million$7.87 million$22.6 million
20232,186$319.9 million$4.99 million$27.6 million
20242,752$360.5 million$13.6 million$26.3 million

First Financial Bankshares, Inc. 401(k) Contact Information

Phone
325-627-7219
Mailing address
PO BOX 701, ABILENE TX 79604
Plan sponsor
FIRST FINANCIAL BANKSHARES, INC.
Employer identification number (EIN)
75-0944023
Plan number
002

Questions about the First Financial Bankshares, Inc. 401(k)

Does First Financial Bankshares, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $13.6 million, 65% of all contributions.

Does the First Financial Bankshares, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the First Financial Bankshares, Inc 401(k) plan?

2,752 participants at the start of plan year 2024, 1,498 of them active employees, and 1,039 former employees who still had money in the plan.

What is the average 401(k) balance at First Financial Bankshares, Inc?

About $151,014 per account: $360.5 million in plan assets across 2,387 accounts with a balance at the end of plan year 2024.

Who manages the First Financial Bankshares, Inc 401(k) accounts?

LEVERAGE RETIREMENT, INC. is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at First Financial Bankshares, Inc. How do I access my 401(k)?

Your account stays with LEVERAGE RETIREMENT, INC. after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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