First Financial Bank 401(k) Plan: Login, Facts & Contact Information

First Financial Bank 401(k) Plan Facts

Plan name
FIRST FINANCIAL BANK 401(K) PROFIT SHARING AND EMPLOYEE STOCK OWNERSHIP SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
FIRST FINANCIAL BANK
Participants
388 (302 active employees)
Former employees with a balance
17
Plan assets
$58,574,304 at Dec 31, 2024
Average account balance
$196,558 across 298 accounts
Employer contributions
$1,225,000 in plan year 2024 (52% of all contributions)
Recordkeeper
Futureplan By Ascensus
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1963
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Dec 11, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.34 million went into the plan in contributions, $1.23 million of it from the employer (52%).
  • $3.15 million was paid out to participants.
  • Investment and other income added $8.31 million.
  • Administrative expenses were $124,368, about $417 per account.

How the First Financial Bank 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019342$51.5 million$959,000$4.53 million
2020418$53.6 million$1.21 million$3.24 million
2021402$58.8 million$1.24 million$3.76 million
2022399$50.8 million$1.20 million$5.52 million
2023394$51.2 million$1.22 million$6.03 million
2024388$58.6 million$1.23 million$3.15 million

First Financial Bank 401(k) Contact Information

Phone
870-881-5270
Mailing address
300 E PEACH STREET, EL DORADO AR 71730
Plan sponsor
FIRST FINANCIAL BANK
Employer identification number (EIN)
71-0056740
Plan number
001

Questions about the First Financial Bank 401(k)

Does First Financial Bank contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.23 million, 52% of all contributions.

Does the First Financial Bank 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the First Financial Bank 401(k) plan?

388 participants at the start of plan year 2024, 302 of them active employees, and 17 former employees who still had money in the plan.

What is the average 401(k) balance at First Financial Bank?

About $196,558 per account: $58.6 million in plan assets across 298 accounts with a balance at the end of plan year 2024.

Who manages the First Financial Bank 401(k) accounts?

Ascensus (listed on the filing as FUTUREPLAN BY ASCENSUS) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at First Financial Bank. How do I access my 401(k)?

Your account stays with Ascensus after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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