First Guaranty Bank, Inc. 401(k) Plan: Login, Facts & Contact Information

First Guaranty Bank, Inc. 401(k) Plan Facts

Plan name
FIRST GUARANTY BANK SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FIRST GUARANTY BANK, INC.
Participants
515 (354 active employees)
Former employees with a balance
74
Plan assets
$16,224,897 at Dec 31, 2024
Average account balance
$39,096 across 415 accounts
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1981
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.65 million went into the plan in contributions.
  • $2.73 million was paid out to participants.
  • Investment and other income added $1.79 million.
  • Administrative expenses were $27,672, about $67 per account.

How the First Guaranty Bank, Inc. 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019444$9.41 million$149,386$627,169
2020436$11.9 million$172,576$460,696
2021390$14.5 million$395,500$591,758
2022508$13.5 million$439,852$555,990
2023524$15.6 million$100,085$1.38 million
2024515$16.2 million$2.73 million

First Guaranty Bank, Inc. 401(k) Contact Information

Phone
985-345-7685
Mailing address
400 E THOMAS ST, HAMMOND LA 704013320
Plan sponsor
FIRST GUARANTY BANK, INC.
Employer identification number (EIN)
72-0201420
Plan number
002

Questions about the First Guaranty Bank, Inc. 401(k)

Does First Guaranty Bank, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the First Guaranty Bank, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the First Guaranty Bank, Inc 401(k) plan?

515 participants at the start of plan year 2024, 354 of them active employees, and 74 former employees who still had money in the plan.

What is the average 401(k) balance at First Guaranty Bank, Inc?

About $39,096 per account: $16.2 million in plan assets across 415 accounts with a balance at the end of plan year 2024.

Who manages the First Guaranty Bank, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at First Guaranty Bank, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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