Firstgroup America, Inc. 401(k) Plan: Login, Facts & Contact Information

Firstgroup America, Inc. 401(k) Plan Facts

Plan name
FIRST STUDENT, INC. RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
FIRSTGROUP AMERICA, INC.
Participants
46,872 (49,717 active employees)
Former employees with a balance
1,902
Plan assets
$328,168,310 at Dec 31, 2024
Average account balance
$28,623 across 11,465 accounts
Employer contributions
$6,463,562 in plan year 2024 (18% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1999
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $36.1 million went into the plan in contributions, $6.46 million of it from the employer (18%).
  • $51.0 million was paid out to participants.
  • Investment and other income added $37.5 million.
  • Administrative expenses were $936,156, about $82 per account.

How the Firstgroup America, Inc. 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201965,110$365.7 million$9.70 million$44.7 million
202060,956$387.0 million$7.52 million$50.1 million
202151,095$356.2 million$7.17 million$48.0 million
202249,686$308.4 million$7.67 million$41.8 million
202353,667$303.6 million$6.33 million$93.3 million
202446,872$328.2 million$6.46 million$51.0 million

Firstgroup America, Inc. 401(k) Contact Information

Phone
803-543-1965
Mailing address
191 ROSA PARKS ST FL 8, CINCINNATI OH 452022573
Plan sponsor
FIRSTGROUP AMERICA, INC.
Employer identification number (EIN)
52-2205403
Plan number
002

Questions about the Firstgroup America, Inc. 401(k)

Does Firstgroup America, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $6.46 million, 18% of all contributions.

Does the Firstgroup America, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Firstgroup America, Inc 401(k) plan?

46,872 participants at the start of plan year 2024, 49,717 of them active employees, and 1,902 former employees who still had money in the plan.

What is the average 401(k) balance at Firstgroup America, Inc?

About $28,623 per account: $328.2 million in plan assets across 11,465 accounts with a balance at the end of plan year 2024.

Who manages the Firstgroup America, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Firstgroup America, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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