Fremont Bancorporation 401(k) Plan: Login, Facts & Contact Information

Fremont Bancorporation 401(k) Plan Facts

Plan name
FREMONT BANK EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
FREMONT BANCORPORATION
Participants
1,011 (735 active employees)
Former employees with a balance
220
Plan assets
$214,599,001 at Dec 31, 2024
Average account balance
$234,023 across 917 accounts
Employer contributions
$3,124,957 in plan year 2024 (28% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1976
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $11.1 million went into the plan in contributions, $3.12 million of it from the employer (28%).
  • $17.4 million was paid out to participants.
  • Investment and other income added $31.0 million.
  • Administrative expenses were $37,497, about $41 per account.

How the Fremont Bancorporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,063$144.3 million$2.66 million$10.7 million
20201,131$173.0 million$2.93 million$7.29 million
20211,187$199.2 million$3.15 million$10.5 million
20221,127$172.2 million$2.90 million$20.6 million
20231,123$188.4 million$3.06 million$17.5 million
20241,011$214.6 million$3.12 million$17.4 million

Fremont Bancorporation 401(k) Contact Information

Phone
510-795-5711
Mailing address
39150 FREMONT BLVD, FREMONT CA 945381316
Plan sponsor
FREMONT BANCORPORATION
Employer identification number (EIN)
94-1707113
Plan number
001

Questions about the Fremont Bancorporation 401(k)

Does Fremont Bancorporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.12 million, 28% of all contributions.

Does the Fremont Bancorporation 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Fremont Bancorporation 401(k) plan?

1,011 participants at the start of plan year 2024, 735 of them active employees, and 220 former employees who still had money in the plan.

What is the average 401(k) balance at Fremont Bancorporation?

About $234,023 per account: $214.6 million in plan assets across 917 accounts with a balance at the end of plan year 2024.

Who manages the Fremont Bancorporation 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Fremont Bancorporation. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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