Gem Plumbing And Heating Co., Inc. 401(k) Plan: Login, Facts & Contact Information

Gem Plumbing And Heating Co., Inc. 401(k) Plan Facts

Plan name
GEM PLUMBING AND HEATING CO., INC. 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GEM PLUMBING AND HEATING CO., INC.
Participants
1,143 (503 active employees)
Former employees with a balance
627
Plan assets
$26,003,044 at Dec 31, 2024
Average account balance
$24,718 across 1,052 accounts
Employer contributions
$669,412 in plan year 2024 (17% of all contributions)
Recordkeeper
Edelman Financial Engines, Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1988
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 7, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.85 million went into the plan in contributions, $669,412 of it from the employer (17%).
  • $6.68 million was paid out to participants.
  • Investment and other income added $2.49 million.
  • Administrative expenses were $102,377, about $97 per account.

How the Gem Plumbing And Heating Co., Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019395$10.4 million$231,830$520,662
2020636$12.8 million$285,001$441,836
2021679$16.5 million$392,468$378,756
2022777$22.5 million$668,607$1.41 million
20231,056$26.4 million$658,467$2.37 million
20241,143$26.0 million$669,412$6.68 million

Gem Plumbing And Heating Co., Inc. 401(k) Contact Information

Phone
401-861-7021
Mailing address
1 WELLINGTON RD, LINCOLN RI 02865
Plan sponsor
GEM PLUMBING AND HEATING CO., INC.
Employer identification number (EIN)
05-0400832
Plan number
002

Questions about the Gem Plumbing And Heating Co., Inc. 401(k)

Does Gem Plumbing And Heating Co., Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $669,412, 17% of all contributions.

Does the Gem Plumbing And Heating Co., Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Gem Plumbing And Heating Co., Inc 401(k) plan?

1,143 participants at the start of plan year 2024, 503 of them active employees, and 627 former employees who still had money in the plan.

What is the average 401(k) balance at Gem Plumbing And Heating Co., Inc?

About $24,718 per account: $26.0 million in plan assets across 1,052 accounts with a balance at the end of plan year 2024.

Who manages the Gem Plumbing And Heating Co., Inc 401(k) accounts?

EDELMAN FINANCIAL ENGINES, LLC is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Gem Plumbing And Heating Co., Inc. How do I access my 401(k)?

Your account stays with EDELMAN FINANCIAL ENGINES, LLC after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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