Ginsberg's Institutional Foods, Inc. 401(k) Plan: Login, Facts & Contact Information

Ginsberg's Institutional Foods, Inc. 401(k) Plan Facts

Plan name
GINSBERG'S INSTITUTIONAL FOODS, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GINSBERG'S INSTITUTIONAL FOODS, INC.
Participants
325 (240 active employees)
Former employees with a balance
84
Plan assets
$16,081,815 at Dec 31, 2024
Average account balance
$68,143 across 236 accounts
Employer contributions
$321,286 in plan year 2024 (23% of all contributions)
Recordkeeper
Empower Life & Annuity Insurance
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Mar 1, 2001
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 27, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.40 million went into the plan in contributions, $321,286 of it from the employer (23%).
  • $1.37 million was paid out to participants.
  • Investment and other income added $1.52 million.
  • Administrative expenses were $2,048, about $9 per account.

How the Ginsberg's Institutional Foods, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019355$11.7 million$271,214$504,099
2020339$12.5 million$109,886$1.26 million
2021306$14.6 million$249,321$567,443
2022325$12.3 million$232,765$1.37 million
2023316$14.5 million$310,663$745,002
2024325$16.1 million$321,286$1.37 million

Ginsberg's Institutional Foods, Inc. 401(k) Contact Information

Phone
518-828-4004
Mailing address
P.O. BOX 17 ROUTE 66, HUDSON NY 12534
Plan sponsor
GINSBERG'S INSTITUTIONAL FOODS, INC.
Employer identification number (EIN)
14-1547239
Plan number
002

Questions about the Ginsberg's Institutional Foods, Inc. 401(k)

Does Ginsberg's Institutional Foods, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $321,286, 23% of all contributions.

Does the Ginsberg's Institutional Foods, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Ginsberg's Institutional Foods, Inc 401(k) plan?

325 participants at the start of plan year 2024, 240 of them active employees, and 84 former employees who still had money in the plan.

What is the average 401(k) balance at Ginsberg's Institutional Foods, Inc?

About $68,143 per account: $16.1 million in plan assets across 236 accounts with a balance at the end of plan year 2024.

Who manages the Ginsberg's Institutional Foods, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER LIFE & ANNUITY INSURANCE) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ginsberg's Institutional Foods, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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