Ginos Distributing, Inc. 401(k) Plan: Login, Facts & Contact Information

Ginos Distributing, Inc. 401(k) Plan Facts

Plan name
GINO'S DISTRIBUTING, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GINOS DISTRIBUTING, INC.
Participants
537 (251 active employees)
Former employees with a balance
57
Plan assets
$1,784,852 at Dec 31, 2024
Average account balance
$9,648 across 185 accounts
Employer contributions
$23,756 in plan year 2024 (15% of all contributions)
Recordkeeper
Adp, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1999
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $154,357 went into the plan in contributions, $23,756 of it from the employer (15%).
  • $331,841 was paid out to participants.
  • Investment and other income added $187,015.
  • Administrative expenses were $57,666, about $312 per account.

How the Ginos Distributing, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019497$1.38 million$43,926$61,570
2020525$1.61 million$48,222$167,526
2021557$1.93 million$47,577$90,366
2022567$1.58 million$50,980$189,621
2023321$1.84 million$49,050$187,057
2024537$1.78 million$23,756$331,841

Ginos Distributing, Inc. 401(k) Contact Information

Phone
304-722-3511
Mailing address
209 1ST AVENUE SOUTH, NITRO WV 25143
Plan sponsor
GINOS DISTRIBUTING, INC.
Plan administrator
PENTEGRA SERVICES, INC
Employer identification number (EIN)
55-0546227
Plan number
001

Questions about the Ginos Distributing, Inc. 401(k)

Does Ginos Distributing, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $23,756, 15% of all contributions.

Does the Ginos Distributing, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Ginos Distributing, Inc 401(k) plan?

537 participants at the start of plan year 2024, 251 of them active employees, and 57 former employees who still had money in the plan.

What is the average 401(k) balance at Ginos Distributing, Inc?

About $9,648 per account: $1.78 million in plan assets across 185 accounts with a balance at the end of plan year 2024.

Who manages the Ginos Distributing, Inc 401(k) accounts?

ADP Retirement Services (listed on the filing as ADP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ginos Distributing, Inc. How do I access my 401(k)?

Your account stays with ADP Retirement Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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