Grand Auto, Inc. 401(k) Plan: Login, Facts & Contact Information

Grand Auto, Inc. 401(k) Plan Facts

Plan name
MORELAND DEALERSHIPS RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GRAND AUTO, INC.
Participants
534 (306 active employees)
Former employees with a balance
187
Plan assets
$8,225,206 at Dec 31, 2024
Average account balance
$25,231 across 326 accounts
Recordkeeper
Transamerica Financial Life Ins Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2015
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $799,219 went into the plan in contributions.
  • $636,793 was paid out to participants.
  • Investment and other income added $913,968.
  • Administrative expenses were $40,167, about $123 per account.

How the Grand Auto, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019653$6.76 million$25,000$490,261
2020730$7.32 million$25,000$622,537
2021644$8.33 million—$565,461
2022621$7.47 million—$763,404
2023658$7.16 million—$2.12 million
2024534$8.23 million$0$636,793

Grand Auto, Inc. 401(k) Contact Information

Phone
303-250-0544
Mailing address
1950 W. 104TH AVENUE, THORNTON CO 80234
Plan sponsor
GRAND AUTO, INC.
Employer identification number (EIN)
84-1120772
Plan number
003

Questions about the Grand Auto, Inc. 401(k)

Does Grand Auto, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the Grand Auto, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Grand Auto, Inc 401(k) plan?

534 participants at the start of plan year 2024, 306 of them active employees, and 187 former employees who still had money in the plan.

What is the average 401(k) balance at Grand Auto, Inc?

About $25,231 per account: $8.23 million in plan assets across 326 accounts with a balance at the end of plan year 2024.

Who manages the Grand Auto, Inc 401(k) accounts?

Transamerica (listed on the filing as TRANSAMERICA FINANCIAL LIFE INS CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Grand Auto, Inc. How do I access my 401(k)?

Your account stays with Transamerica after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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