Mastercard International Incorporated 401(k) Plan: Login, Facts & Contact Information

Mastercard International Incorporated 401(k) Plan Facts

Plan name
MASTERCARD SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MASTERCARD INTERNATIONAL INCORPORATED
Participants
14,160 (11,144 active employees)
Former employees with a balance
3,256
Plan assets
$3,874,582,104 at Dec 31, 2024
Average account balance
$270,874 across 14,304 accounts
Employer contributions
$166,902,408 in plan year 2024 (44% of all contributions)
Recordkeeper
Voya Institutional Plan Services
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Sep 1, 1974
✓ Employer contributions✓ Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 30, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $383.6 million went into the plan in contributions, $166.9 million of it from the employer (44%).
  • $270.1 million was paid out to participants.
  • Investment and other income added $457.3 million.
  • Administrative expenses were $1.71 million, about $120 per account.

How the Mastercard International Incorporated 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20197,961$2.03 billion$83.7 million$99.4 million
20209,030$2.54 billion$98.0 million$114.3 million
20219,962$2.97 billion$107.3 million$210.2 million
202210,988$2.56 billion$129.0 million$167.4 million
202313,149$3.30 billion$158.4 million$147.2 million
202414,160$3.87 billion$166.9 million$270.1 million

Mastercard International Incorporated 401(k) Contact Information

Phone
914-249-2000
Mailing address
2000 PURCHASE STREET, PURCHASE NY 105772405
Plan sponsor
MASTERCARD INTERNATIONAL INCORPORATED
Employer identification number (EIN)
95-2536378
Plan number
002

Questions about the Mastercard International Incorporated 401(k)

Does Mastercard International Incorporated contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $166.9 million, 44% of all contributions.

Does the Mastercard International Incorporated 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Mastercard International Incorporated 401(k) plan?

14,160 participants at the start of plan year 2024, 11,144 of them active employees, and 3,256 former employees who still had money in the plan.

What is the average 401(k) balance at Mastercard International Incorporated?

About $270,874 per account: $3.87 billion in plan assets across 14,304 accounts with a balance at the end of plan year 2024.

Who manages the Mastercard International Incorporated 401(k) accounts?

Voya Financial (listed on the filing as VOYA INSTITUTIONAL PLAN SERVICES) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mastercard International Incorporated. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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