Guaranteed Rate, Inc. 401(k) Plan (terminated 2022): Login, Facts & Contact Information

Plan terminated

This plan was terminated. Its final Form 5500 covers plan year 2022, when $307.5 million was transferred out of the plan. Assets moved to the RATE HOLDINGS CORP. MULTIPLE EMPLOYER 401(K) PLAN (sponsored by RATE HOLDINGS CORP.). If you had an account, your balance was transferred or paid out; Beagle can help you find where it went.

Guaranteed Rate, Inc. 401(k) Plan Facts (plan year 2022)

Plan name
GUARANTEED RATE, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GUARANTEED RATE, INC.
Participants
12,095
Former employees with a balance
0
Employer contributions
$23,135,589 in plan year 2022 (30% of all contributions)
Recordkeeper
T Rowe Price Rps Inc
Plan year
Jan 1, 2022 – Dec 31, 2022
Plan established
Jan 1, 1998
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2022 (Jan 1, 2022 – Dec 31, 2022), filed Oct 4, 2023. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2022

  • $78.6 million went into the plan in contributions, $23.1 million of it from the employer (30%).
  • $61.2 million was paid out to participants.

How the Guaranteed Rate, Inc. 401(k) changed, 2017–2022

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20174,523$97.6 million$2.77 million$10.1 million
20184,677$103.4 million$2.90 million$10.9 million
20195,187$149.6 million$3.25 million$10.6 million
20205,661$217.1 million$4.10 million$12.1 million
20218,324$308.2 million$7.31 million$27.3 million
2022 (final)12,095$0$23.1 million$61.2 million

Guaranteed Rate, Inc. 401(k) Contact Information

Phone
773-516-6312
Mailing address
3940 NORTH RAVENSWOOD AVENUE, CHICAGO IL 60613
Plan sponsor
GUARANTEED RATE, INC.
Employer identification number (EIN)
36-4327855
Plan number
001

Questions about the Guaranteed Rate, Inc. 401(k)

Is the Guaranteed Rate, Inc 401(k) plan still active?

No. The plan's final Form 5500 was filed for plan year 2022. Its assets were transferred to the RATE HOLDINGS CORP. MULTIPLE EMPLOYER 401(K) PLAN.

Does Guaranteed Rate, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2022 the employer contributed $23.1 million, 30% of all contributions.

Does the Guaranteed Rate, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Guaranteed Rate, Inc 401(k) plan?

12,095 participants at the start of plan year 2022.

Who manages the Guaranteed Rate, Inc 401(k) accounts?

T. Rowe Price (listed on the filing as T ROWE PRICE RPS INC) is the plan's recordkeeper, which is where participants log in to see their balance.

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