Guaranty Bancshares, Inc. 401(k) Plan: Login, Facts & Contact Information

Guaranty Bancshares, Inc. 401(k) Plan Facts

Plan name
GUARANTY BANCSHARES, INC. ESOP W/401(K) PROVISIONS
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GUARANTY BANCSHARES, INC.
Participants
713 (492 active employees)
Former employees with a balance
166
Plan assets
$60,937,820 at Dec 31, 2024
Average account balance
$91,224 across 668 accounts
Employer contributions
$1,600,686 in plan year 2024 (36% of all contributions)
Recordkeeper
Newport Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1985
✓ Employer contributions✓ Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 1, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.48 million went into the plan in contributions, $1.60 million of it from the employer (36%).
  • $7.95 million was paid out to participants.
  • Investment and other income added $5.33 million.
  • Administrative expenses were $182,232, about $273 per account.

How the Guaranty Bancshares, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019651$57.1 million$1.27 million$2.47 million
2020607$56.6 million$1.33 million$4.36 million
2021619$73.8 million$1.45 million$4.53 million
2022697$61.5 million$1.58 million$9.39 million
2023694$59.3 million$1.64 million$10.3 million
2024713$60.9 million$1.60 million$7.95 million

Guaranty Bancshares, Inc. 401(k) Contact Information

Phone
903-434-4353
Mailing address
16475 DALLAS PARKWAY SUITE 600, DALLAS TX 75001
Plan sponsor
GUARANTY BANCSHARES, INC.
Employer identification number (EIN)
75-1656431
Plan number
001

Questions about the Guaranty Bancshares, Inc. 401(k)

Does Guaranty Bancshares, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.60 million, 36% of all contributions.

Does the Guaranty Bancshares, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Guaranty Bancshares, Inc 401(k) plan?

713 participants at the start of plan year 2024, 492 of them active employees, and 166 former employees who still had money in the plan.

What is the average 401(k) balance at Guaranty Bancshares, Inc?

About $91,224 per account: $60.9 million in plan assets across 668 accounts with a balance at the end of plan year 2024.

Who manages the Guaranty Bancshares, Inc 401(k) accounts?

Newport (an Ascensus company) (listed on the filing as NEWPORT GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Guaranty Bancshares, Inc. How do I access my 401(k)?

Your account stays with Newport (an Ascensus company) after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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