Harborstone Credit Union 401(k) Plan: Login, Facts & Contact Information

Harborstone Credit Union 401(k) Plan Facts

Plan name
HARBORSTONE CREDIT UNION EMPLOYEE RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
HARBORSTONE CREDIT UNION
Participants
407 (301 active employees)
Former employees with a balance
128
Plan assets
$54,223,388 at Dec 31, 2024
Average account balance
$126,987 across 427 accounts
Employer contributions
$2,227,372 in plan year 2024 (49% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.52 million went into the plan in contributions, $2.23 million of it from the employer (49%).
  • $3.20 million was paid out to participants.
  • Investment and other income added $6.49 million.
  • Administrative expenses were $168,982, about $396 per account.

How the Harborstone Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019320$41.1 million$1.26 million$1.84 million
2020328$45.7 million$1.53 million$3.22 million
2021337$53.2 million$1.78 million$2.32 million
2022362$43.4 million$1.76 million$4.29 million
2023396$46.6 million$1.91 million$7.15 million
2024407$54.2 million$2.23 million$3.20 million

Harborstone Credit Union 401(k) Contact Information

Phone
253-589-8014
Mailing address
PO BOX 4207, TACOMA WA 984380207
Plan sponsor
HARBORSTONE CREDIT UNION
Employer identification number (EIN)
91-0659059
Plan number
002

Questions about the Harborstone Credit Union 401(k)

Does Harborstone Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.23 million, 49% of all contributions.

Does the Harborstone Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Harborstone Credit Union 401(k) plan?

407 participants at the start of plan year 2024, 301 of them active employees, and 128 former employees who still had money in the plan.

What is the average 401(k) balance at Harborstone Credit Union?

About $126,987 per account: $54.2 million in plan assets across 427 accounts with a balance at the end of plan year 2024.

Who manages the Harborstone Credit Union 401(k) accounts?

Voya Financial is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Harborstone Credit Union. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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