Help Usa, Inc. 401(k) Plan: Login, Facts & Contact Information

Help Usa, Inc. 401(k) Plan Facts

Plan name
HELP USA, INC. EMPLOYEES' RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
HELP USA, INC.
Participants
1,910 (1,147 active employees)
Former employees with a balance
833
Plan assets
$37,588,693 at Dec 31, 2024
Average account balance
$19,941 across 1,885 accounts
Employer contributions
$1,809,330 in plan year 2024 (36% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1996
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.07 million went into the plan in contributions, $1.81 million of it from the employer (36%).
  • $6.74 million was paid out to participants.
  • Investment and other income added $3.60 million.
  • Administrative expenses were $344,712, about $183 per account.

How the Help Usa, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019996$28.9 million$2.04 million$2.28 million
20201,906$32.9 million$2.06 million$4.41 million
20211,820$38.3 million$2.18 million$4.46 million
20221,760$32.2 million$2.19 million$5.50 million
20231,916$36.0 million$1.70 million$5.30 million
20241,910$37.6 million$1.81 million$6.74 million

Help Usa, Inc. 401(k) Contact Information

Phone
212-400-7000
Mailing address
115 E 13TH STREET, NEW YORK NY 10003
Plan sponsor
HELP USA, INC.
Employer identification number (EIN)
13-3922973
Plan number
001

Questions about the Help Usa, Inc. 401(k)

Does Help Usa, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.81 million, 36% of all contributions.

Does the Help Usa, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Help Usa, Inc 401(k) plan?

1,910 participants at the start of plan year 2024, 1,147 of them active employees, and 833 former employees who still had money in the plan.

What is the average 401(k) balance at Help Usa, Inc?

About $19,941 per account: $37.6 million in plan assets across 1,885 accounts with a balance at the end of plan year 2024.

Who manages the Help Usa, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Help Usa, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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