Immigrant And Refugee Community Organization 401(k) Plan: Login, Facts & Contact Information

Immigrant And Refugee Community Organization 401(k) Plan Facts

Plan name
IRCO 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THE IMMIGRANT AND REFUGEE COMMUNITY ORGANIZATION
Participants
775 (713 active employees)
Former employees with a balance
122
Plan assets
$18,498,184 at Sep 30, 2025
Average account balance
$34,706 across 533 accounts
Employer contributions
$1,109,927 in plan year 2024 (38% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Oct 1, 2024 – Sep 30, 2025
Plan established
Jan 1, 2000
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Oct 1, 2024 – Sep 30, 2025), filed Jun 17, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.91 million went into the plan in contributions, $1.11 million of it from the employer (38%).
  • $2.04 million was paid out to participants.
  • Investment and other income added $2.26 million.
  • Administrative expenses were $55,093, about $103 per account.

How the Immigrant And Refugee Community Organization 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019407$7.69 million$401,493$139,243
2020442$9.63 million$488,010$697,289
2021537$9.23 million$601,381$204,877
2022694$11.1 million$820,866$1.18 million
2023727$15.4 million$1.03 million$1.10 million
2024775$18.5 million$1.11 million$2.04 million

Immigrant And Refugee Community Organization 401(k) Contact Information

Phone
971-271-6401
Mailing address
10301 NE GLISAN ST, PORTLAND OR 97220
Plan sponsor
THE IMMIGRANT AND REFUGEE COMMUNITY ORGANIZATION
Employer identification number (EIN)
93-0806295
Plan number
002

Questions about the Immigrant And Refugee Community Organization 401(k)

Does Immigrant And Refugee Community Organization contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.11 million, 38% of all contributions.

Does the Immigrant And Refugee Community Organization 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Immigrant And Refugee Community Organization 401(k) plan?

775 participants at the start of plan year 2024, 713 of them active employees, and 122 former employees who still had money in the plan.

What is the average 401(k) balance at Immigrant And Refugee Community Organization?

About $34,706 per account: $18.5 million in plan assets across 533 accounts with a balance at the end of plan year 2024.

Who manages the Immigrant And Refugee Community Organization 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Immigrant And Refugee Community Organization. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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