Investors Heritage Capital Corporation 401(k) Plan: Login, Facts & Contact Information

Investors Heritage Capital Corporation 401(k) Plan Facts

Plan name
IHCC 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
INVESTORS HERITAGE CAPITAL CORPORATION
Participants
143 (101 active employees)
Former employees with a balance
26
Plan assets
$16,705,034 at Dec 31, 2024
Average account balance
$121,935 across 137 accounts
Employer contributions
$311,412 in plan year 2024 (31% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2012
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 1, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $996,285 went into the plan in contributions, $311,412 of it from the employer (31%).
  • $2.51 million was paid out to participants.
  • Investment and other income added $1.97 million.
  • Administrative expenses were $5,719, about $42 per account.

How the Investors Heritage Capital Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019101$14.3 million$229,132$689,747
2020116$15.1 million$248,935$2.31 million
2021118$18.0 million$264,718$232,701
2022122$16.1 million$285,045$966,787
2023138$16.2 million$311,521$2.94 million
2024143$16.7 million$311,412$2.51 million

Investors Heritage Capital Corporation 401(k) Contact Information

Phone
502-209-1009
Mailing address
200 CAPITAL AVENUE, FRANKFORT KY 40601
Plan sponsor
INVESTORS HERITAGE CAPITAL CORPORATION
Employer identification number (EIN)
61-6030333
Plan number
004

Questions about the Investors Heritage Capital Corporation 401(k)

Does Investors Heritage Capital Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $311,412, 31% of all contributions.

Does the Investors Heritage Capital Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Investors Heritage Capital Corporation 401(k) plan?

143 participants at the start of plan year 2024, 101 of them active employees, and 26 former employees who still had money in the plan.

What is the average 401(k) balance at Investors Heritage Capital Corporation?

About $121,935 per account: $16.7 million in plan assets across 137 accounts with a balance at the end of plan year 2024.

Who manages the Investors Heritage Capital Corporation 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Investors Heritage Capital Corporation. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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