Joseph T. Ryerson & Son, Inc. 401(k) Plan: Login, Facts & Contact Information

Joseph T. Ryerson & Son, Inc. 401(k) Plan Facts

Plan name
RYERSON SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
JOSEPH T. RYERSON & SON, INC.
Participants
3,673 (2,746 active employees)
Former employees with a balance
880
Plan assets
$461,930,634 at Dec 31, 2024
Average account balance
$128,743 across 3,588 accounts
Employer contributions
$9,490,183 in plan year 2024 (32% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1975
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $29.7 million went into the plan in contributions, $9.49 million of it from the employer (32%).
  • $49.1 million was paid out to participants.
  • Investment and other income added $48.6 million.
  • Administrative expenses were $177,482, about $49 per account.

How the Joseph T. Ryerson & Son, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20193,252$411.2 million$7.72 million$32.5 million
20203,543$453.2 million$3.59 million$50.0 million
20213,440$502.6 million$7.20 million$37.3 million
20223,442$397.2 million$8.24 million$43.1 million
20233,482$427.6 million$8.62 million$55.4 million
20243,673$461.9 million$9.49 million$49.1 million

Joseph T. Ryerson & Son, Inc. 401(k) Contact Information

Phone
630-758-2236
Mailing address
227 W. MONROE ST., 27TH FLOOR, CHICAGO IL 60606
Plan sponsor
JOSEPH T. RYERSON & SON, INC.
Employer identification number (EIN)
36-1717960
Plan number
334

Questions about the Joseph T. Ryerson & Son, Inc. 401(k)

Does Joseph T. Ryerson & Son, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $9.49 million, 32% of all contributions.

Does the Joseph T. Ryerson & Son, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Joseph T. Ryerson & Son, Inc 401(k) plan?

3,673 participants at the start of plan year 2024, 2,746 of them active employees, and 880 former employees who still had money in the plan.

What is the average 401(k) balance at Joseph T. Ryerson & Son, Inc?

About $128,743 per account: $461.9 million in plan assets across 3,588 accounts with a balance at the end of plan year 2024.

Who manages the Joseph T. Ryerson & Son, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Joseph T. Ryerson & Son, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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