Jovia Financial Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

Jovia Financial Federal Credit Union 401(k) Plan Facts

Plan name
JOVIA FINANCIAL CREDIT UNION CAPITAL APPRECIATION PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
JOVIA FINANCIAL CREDIT UNION
Participants
671 (490 active employees)
Former employees with a balance
143
Plan assets
$38,247,201 at Dec 31, 2024
Average account balance
$63,428 across 603 accounts
Employer contributions
$895,543 in plan year 2024 (24% of all contributions)
Recordkeeper
Cmfg Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.80 million went into the plan in contributions, $895,543 of it from the employer (24%).
  • $3.21 million was paid out to participants.
  • Investment and other income added $4.61 million.
  • Administrative expenses were $106,487, about $177 per account.

How the Jovia Financial Federal Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019475$21.8 million$509,474$1.74 million
2020529$26.3 million$601,007$1.44 million
2021570$30.1 million$586,061$2.58 million
2022591$26.0 million$640,562$2.86 million
2023622$33.2 million$841,782$938,573
2024671$38.2 million$895,543$3.21 million

Jovia Financial Federal Credit Union 401(k) Contact Information

Phone
516-561-0030
Mailing address
PO BOX 9003, WESTBURY NY 115909003
Plan sponsor
JOVIA FINANCIAL CREDIT UNION
Employer identification number (EIN)
11-1644859
Plan number
033

Questions about the Jovia Financial Federal Credit Union 401(k)

Does Jovia Financial Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $895,543, 24% of all contributions.

Does the Jovia Financial Federal Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Jovia Financial Federal Credit Union 401(k) plan?

671 participants at the start of plan year 2024, 490 of them active employees, and 143 former employees who still had money in the plan.

What is the average 401(k) balance at Jovia Financial Federal Credit Union?

About $63,428 per account: $38.2 million in plan assets across 603 accounts with a balance at the end of plan year 2024.

Who manages the Jovia Financial Federal Credit Union 401(k) accounts?

CMFG LIFE INSURANCE COMPANY is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Jovia Financial Federal Credit Union. How do I access my 401(k)?

Your account stays with CMFG LIFE INSURANCE COMPANY after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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