Kamps, Inc. 401(k) Plan: Login, Facts & Contact Information

Kamps, Inc. 401(k) Plan Facts

Plan name
KAMPS RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
KAMPS, INC.
Participants
3,443 (3,253 active employees)
Former employees with a balance
86
Plan assets
$54,369,995 at Dec 31, 2024
Average account balance
$61,159 across 889 accounts
Employer contributions
$2,525,734 in plan year 2024 (34% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1989
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $7.43 million went into the plan in contributions, $2.53 million of it from the employer (34%).
  • $8.03 million was paid out to participants.
  • Investment and other income added $6.24 million.
  • Administrative expenses were $223,563, about $251 per account.

How the Kamps, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019512$15.0 million$684,947$1.42 million
2020455$18.5 million$709,970$990,013
2021829$23.1 million$865,312$1.04 million
20222,467$23.8 million$1.73 million$1.19 million
20232,731$48.9 million$2.29 million$3.50 million
20243,443$54.4 million$2.53 million$8.03 million

Kamps, Inc. 401(k) Contact Information

Phone
616-818-4289
Mailing address
665 SEWARD AVE NW STE 301, GRAND RAPIDS MI 495045190
Plan sponsor
KAMPS, INC.
Employer identification number (EIN)
38-2235224
Plan number
002

Questions about the Kamps, Inc. 401(k)

Does Kamps, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.53 million, 34% of all contributions.

Does the Kamps, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Kamps, Inc 401(k) plan?

3,443 participants at the start of plan year 2024, 3,253 of them active employees, and 86 former employees who still had money in the plan.

What is the average 401(k) balance at Kamps, Inc?

About $61,159 per account: $54.4 million in plan assets across 889 accounts with a balance at the end of plan year 2024.

Who manages the Kamps, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Kamps, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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