Kearny Bank 401(k) Plan: Login, Facts & Contact Information

Kearny Bank 401(k) Plan Facts

Plan name
KEARNY BANK EMPLOYEES' SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
KEARNY BANK
Participants
742 (520 active employees)
Former employees with a balance
160
Plan assets
$62,768,437 at Dec 31, 2024
Average account balance
$90,055 across 697 accounts
Employer contributions
$1,435,212 in plan year 2024 (29% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Nov 1, 2004
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jun 26, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.96 million went into the plan in contributions, $1.44 million of it from the employer (29%).
  • $6.20 million was paid out to participants.
  • Investment and other income added $5.80 million.
  • Administrative expenses were $44,224, about $63 per account.

How the Kearny Bank 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019672$44.8 million$1.09 million$4.32 million
2020649$49.5 million$1.22 million$2.39 million
2021714$62.2 million$1.37 million$2.51 million
2022720$52.6 million$1.45 million$3.94 million
2023767$58.3 million$1.41 million$6.13 million
2024742$62.8 million$1.44 million$6.20 million

Kearny Bank 401(k) Contact Information

Phone
973-244-4554
Mailing address
120 PASSAIC AVENUE, FAIRFIELD NJ 07004
Plan sponsor
KEARNY BANK
Employer identification number (EIN)
22-1032860
Plan number
003

Questions about the Kearny Bank 401(k)

Does Kearny Bank contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.44 million, 29% of all contributions.

Does the Kearny Bank 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Kearny Bank 401(k) plan?

742 participants at the start of plan year 2024, 520 of them active employees, and 160 former employees who still had money in the plan.

What is the average 401(k) balance at Kearny Bank?

About $90,055 per account: $62.8 million in plan assets across 697 accounts with a balance at the end of plan year 2024.

Who manages the Kearny Bank 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Kearny Bank. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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