Kratzenberg & Associates, Inc.dba Keystone Collections Group 401(k) Plan: Login, Facts & Contact Information
Kratzenberg & Associates, Inc.dba Keystone Collections Group 401(k) Login
17 former Kratzenberg & Associates, Inc.dba Keystone Collections Group employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Kratzenberg & Associates, Inc.dba Keystone Collections Group 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 11, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $911,292 went into the plan in contributions, $292,948 of it from the employer (32%).
- $468,648 was paid out to participants.
- Investment and other income added $1.00 million.
- Administrative expenses were $60,076, about $330 per account.
How the Kratzenberg & Associates, Inc.dba Keystone Collections Group 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 203 | $4.58 million | $195,222 | $412,943 |
| 2020 | 213 | $5.88 million | $220,710 | $137,846 |
| 2021 | 208 | $7.21 million | $242,100 | $188,617 |
| 2022 | 216 | $6.66 million | $265,216 | $152,918 |
| 2023 | 227 | $8.00 million | $274,482 | $502,812 |
| 2024 | 242 | $9.38 million | $292,948 | $468,648 |
Kratzenberg & Associates, Inc.dba Keystone Collections Group 401(k) Contact Information
Questions about the Kratzenberg & Associates, Inc.dba Keystone Collections Group 401(k)
Does Kratzenberg & Associates, Inc.dba Keystone Collections Group contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $292,948, 32% of all contributions.
Does the Kratzenberg & Associates, Inc.dba Keystone Collections Group 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Kratzenberg & Associates, Inc.dba Keystone Collections Group 401(k) plan?
242 participants at the start of plan year 2024, 202 of them active employees, and 17 former employees who still had money in the plan.
What is the average 401(k) balance at Kratzenberg & Associates, Inc.dba Keystone Collections Group?
About $51,541 per account: $9.38 million in plan assets across 182 accounts with a balance at the end of plan year 2024.
Who manages the Kratzenberg & Associates, Inc.dba Keystone Collections Group 401(k) accounts?
Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Kratzenberg & Associates, Inc.dba Keystone Collections Group. How do I access my 401(k)?
Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.