Long Lewis Ford Of The Shoals, Inc. 401(k) Plan: Login, Facts & Contact Information

Long Lewis Ford Of The Shoals, Inc. 401(k) Plan Facts

Plan name
O & A INC. AND AFFILIATES 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
LONG LEWIS FORD OF THE SHOALS, INC.
Participants
819 (856 active employees)
Former employees with a balance
53
Plan assets
$12,228,125 at Dec 31, 2024
Average account balance
$23,159 across 528 accounts
Employer contributions
$84,514 in plan year 2024 (4% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2002
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 11, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.98 million went into the plan in contributions, $84,514 of it from the employer (4%).
  • $2.06 million was paid out to participants.
  • Investment and other income added $1.59 million.
  • Administrative expenses were $99,235, about $188 per account.

How the Long Lewis Ford Of The Shoals, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019378$5.25 million$20,329$309,328
2020519$6.71 million$23,024$53,875
2021563$8.25 million$51,212$305,017
2022596$8.61 million$68,637$502,218
2023718$11.0 million$74,416$857,735
2024819$12.2 million$84,514$2.06 million

Long Lewis Ford Of The Shoals, Inc. 401(k) Contact Information

Phone
256-386-7800
Mailing address
201 S. COURT ST. STE 310, FLORENCE AL 356305688
Plan sponsor
LONG LEWIS FORD OF THE SHOALS, INC.
Employer identification number (EIN)
63-1171028
Plan number
001

Questions about the Long Lewis Ford Of The Shoals, Inc. 401(k)

Does Long Lewis Ford Of The Shoals, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $84,514, 4% of all contributions.

Does the Long Lewis Ford Of The Shoals, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Long Lewis Ford Of The Shoals, Inc 401(k) plan?

819 participants at the start of plan year 2024, 856 of them active employees, and 53 former employees who still had money in the plan.

What is the average 401(k) balance at Long Lewis Ford Of The Shoals, Inc?

About $23,159 per account: $12.2 million in plan assets across 528 accounts with a balance at the end of plan year 2024.

Who manages the Long Lewis Ford Of The Shoals, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Long Lewis Ford Of The Shoals, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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