Mattress Firm, Inc. 401(k) Plan: Login, Facts & Contact Information

Mattress Firm, Inc. 401(k) Plan Facts

Plan name
MATTRESS FIRM, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MATTRESS FIRM, INC.
Participants
10,571 (7,916 active employees)
Former employees with a balance
1,778
Plan assets
$279,085,922 at Dec 31, 2024
Average account balance
$32,410 across 8,611 accounts
Employer contributions
$13,127,987 in plan year 2024 (30% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 15, 2019
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 30, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $44.2 million went into the plan in contributions, $13.1 million of it from the employer (30%).
  • $30.2 million was paid out to participants.
  • Investment and other income added $32.3 million.
  • Administrative expenses were $823,566, about $96 per account.

How the Mattress Firm, Inc. 401(k) changed, 2018–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201810,553$120.7 million$2.64 million$25.3 million
20199,333$141.2 million$2.58 million$21.5 million
20208,840$156.9 million$1.93 million$19.8 million
20218,753$195.4 million$8.55 million$19.1 million
202210,316$184.7 million$12.6 million$20.8 million
202410,571$279.1 million$13.1 million$30.2 million

Mattress Firm, Inc. 401(k) Contact Information

Phone
713-343-3588
Mailing address
3250 BRIARPARK DR SUITE 400, HOUSTON TX 77042
Plan sponsor
MATTRESS FIRM, INC.
Employer identification number (EIN)
76-0596008
Plan number
001

Questions about the Mattress Firm, Inc. 401(k)

Does Mattress Firm, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $13.1 million, 30% of all contributions.

Does the Mattress Firm, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Mattress Firm, Inc 401(k) plan?

10,571 participants at the start of plan year 2024, 7,916 of them active employees, and 1,778 former employees who still had money in the plan.

What is the average 401(k) balance at Mattress Firm, Inc?

About $32,410 per account: $279.1 million in plan assets across 8,611 accounts with a balance at the end of plan year 2024.

Who manages the Mattress Firm, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mattress Firm, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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