Mattress Warehouse, Inc. 401(k) Plan: Login, Facts & Contact Information

Mattress Warehouse, Inc. 401(k) Plan Facts

Plan name
MATTRESS WAREHOUSE 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MATTRESS WAREHOUSE LLC
Participants
1,020 (849 active employees)
Former employees with a balance
322
Plan assets
$12,214,475 at Dec 31, 2024
Average account balance
$13,162 across 928 accounts
Employer contributions
$663,217 in plan year 2024 (26% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1998
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.58 million went into the plan in contributions, $663,217 of it from the employer (26%).
  • $1.06 million was paid out to participants.
  • Investment and other income added $1.28 million.
  • Administrative expenses were $10,610, about $11 per account.

How the Mattress Warehouse, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019475$6.18 million$253,052$305,257
2020513$6.90 million$249,931$650,484
2021550$7.58 million$358,635$1.38 million
2022734$7.32 million$437,840$875,850
2023839$9.53 million$577,718$855,441
20241,020$12.2 million$663,217$1.06 million

Mattress Warehouse, Inc. 401(k) Contact Information

Phone
301-682-8504
Mailing address
4949 NEW DESIGN RD., FREDERICK MD 21703
Plan sponsor
MATTRESS WAREHOUSE LLC
Employer identification number (EIN)
52-1652149
Plan number
001

Questions about the Mattress Warehouse, Inc. 401(k)

Does Mattress Warehouse, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $663,217, 26% of all contributions.

Does the Mattress Warehouse, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Mattress Warehouse, Inc 401(k) plan?

1,020 participants at the start of plan year 2024, 849 of them active employees, and 322 former employees who still had money in the plan.

What is the average 401(k) balance at Mattress Warehouse, Inc?

About $13,162 per account: $12.2 million in plan assets across 928 accounts with a balance at the end of plan year 2024.

Who manages the Mattress Warehouse, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mattress Warehouse, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 3250 BRIARPARK DR SUITE 400, HOUSTON, TX, 77042
Headquarter: 2626 WALKER RD, CHATTANOOGA, TN, 374211116
Headquarter: 1000 LOWES BLVD, MOORESVILLE, NC, 28117
Headquarter: 100 MORRIS STREET, MORRISTOWN, NJ, 07960
Headquarter: 1000 EATON BOULEVARD, CLEVELAND, OH, 44122