Michigan Community Services Inc. 401(k) Plan: Login, Facts & Contact Information

Michigan Community Services Inc. 401(k) Plan Facts

Plan name
MICHIGAN COMMUNITY SERVICES INC. 401K PROFIT-SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MICHIGAN COMMUNITY SERVICES INC.
Participants
586 (561 active employees)
Former employees with a balance
20
Plan assets
$5,608,895 at Dec 31, 2024
Average account balance
$34,623 across 162 accounts
Employer contributions
$64,484 in plan year 2024 (17% of all contributions)
Recordkeeper
American United Life Insurance Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 1984
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $369,709 went into the plan in contributions, $64,484 of it from the employer (17%).
  • $805,934 was paid out to participants.
  • Investment and other income added $709,741.
  • Administrative expenses were $11,786, about $73 per account.

How the Michigan Community Services Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019516$4.85 million$49,315$71,362
2020544$5.57 million$46,497$302,415
2021587$6.17 million$47,832$437,452
2022544$5.13 million$55,261$368,946
2023506$5.35 million$57,251$851,462
2024586$5.61 million$64,484$805,934

Michigan Community Services Inc. 401(k) Contact Information

Phone
810-635-4407
Mailing address
5239 MORRISH ROAD P.O. BOX 317, SWARTZ CREEK MI 48473
Plan sponsor
MICHIGAN COMMUNITY SERVICES INC.
Employer identification number (EIN)
38-2443447
Plan number
001

Questions about the Michigan Community Services Inc. 401(k)

Does Michigan Community Services Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $64,484, 17% of all contributions.

Does the Michigan Community Services Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Michigan Community Services Inc 401(k) plan?

586 participants at the start of plan year 2024, 561 of them active employees, and 20 former employees who still had money in the plan.

What is the average 401(k) balance at Michigan Community Services Inc?

About $34,623 per account: $5.61 million in plan assets across 162 accounts with a balance at the end of plan year 2024.

Who manages the Michigan Community Services Inc 401(k) accounts?

OneAmerica Financial (listed on the filing as AMERICAN UNITED LIFE INSURANCE CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Michigan Community Services Inc. How do I access my 401(k)?

Your account stays with OneAmerica Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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