Michigan Corporate Services, Llc 401(k) Plan: Login, Facts & Contact Information

Michigan Corporate Services, Llc 401(k) Plan Facts

Plan name
MICHIGAN CORPORATE SERVICES, LLC 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MICHIGAN CORPORATE SERVICES, LLC
Participants
979 (726 active employees)
Former employees with a balance
198
Plan assets
$112,931,059 at Mar 31, 2025
Average account balance
$117,514 across 961 accounts
Employer contributions
$3,015,897 in plan year 2024 (38% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Apr 1, 2024 – Mar 31, 2025
Plan established
Nov 1, 1966
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Apr 1, 2024 – Mar 31, 2025), filed Nov 28, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $7.92 million went into the plan in contributions, $3.02 million of it from the employer (38%).
  • $5.95 million was paid out to participants.
  • Investment and other income added $4.69 million.
  • Administrative expenses were $119,478, about $124 per account.

How the Michigan Corporate Services, Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019790$60.8 million$1.65 million$4.17 million
2020812$89.3 million$1.74 million$5.27 million
2021918$91.1 million$2.13 million$6.45 million
2022847$84.8 million$2.65 million$6.18 million
2023919$106.4 million$3.03 million$5.37 million
2024979$112.9 million$3.02 million$5.95 million

Michigan Corporate Services, Llc 401(k) Contact Information

Phone
616-534-2400
Mailing address
600 44TH STREET SW, GRAND RAPIDS MI 49458
Plan sponsor
MICHIGAN CORPORATE SERVICES, LLC
Employer identification number (EIN)
45-0527006
Plan number
001

Questions about the Michigan Corporate Services, Llc 401(k)

Does Michigan Corporate Services, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.02 million, 38% of all contributions.

Does the Michigan Corporate Services, Llc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Michigan Corporate Services, Llc 401(k) plan?

979 participants at the start of plan year 2024, 726 of them active employees, and 198 former employees who still had money in the plan.

What is the average 401(k) balance at Michigan Corporate Services, Llc?

About $117,514 per account: $112.9 million in plan assets across 961 accounts with a balance at the end of plan year 2024.

Who manages the Michigan Corporate Services, Llc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Michigan Corporate Services, Llc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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