Monro, Inc. 401(k) Plan: Login, Facts & Contact Information

Monro, Inc. 401(k) Plan Facts

Plan name
MONRO, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MONRO, INC.
Participants
7,351 (8,038 active employees)
Former employees with a balance
547
Plan assets
$77,415,582 at Dec 31, 2024
Average account balance
$46,191 across 1,676 accounts
Employer contributions
$1,626,165 in plan year 2024 (21% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
May 1, 1960
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants— Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 17, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $7.72 million went into the plan in contributions, $1.63 million of it from the employer (21%).
  • $15.1 million was paid out to participants.
  • Investment and other income added $9.61 million.
  • Administrative expenses were $178,272, about $106 per account.

How the Monro, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20199,593$55.5 million$1.62 million$5.88 million
202010,120$72.7 million$1.82 million$11.2 million
20219,958$76.4 million$1.73 million$9.66 million
20228,898$67.3 million$1.67 million$6.93 million
20239,133$75.5 million$2.04 million$9.83 million
20247,351$77.4 million$1.63 million$15.1 million

Monro, Inc. 401(k) Contact Information

Phone
585-784-3356
Mailing address
295 WOODCLIFF DRIVE SUITE 202, FAIRPORT NY 14450
Plan sponsor
MONRO, INC.
Employer identification number (EIN)
16-0838627
Plan number
001

Questions about the Monro, Inc. 401(k)

Does Monro, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.63 million, 21% of all contributions.

Does the Monro, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Monro, Inc 401(k) plan?

7,351 participants at the start of plan year 2024, 8,038 of them active employees, and 547 former employees who still had money in the plan.

What is the average 401(k) balance at Monro, Inc?

About $46,191 per account: $77.4 million in plan assets across 1,676 accounts with a balance at the end of plan year 2024.

Who manages the Monro, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Monro, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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