Morris & Ritchie Associates, Inc. 401(k) Plan: Login, Facts & Contact Information

Morris & Ritchie Associates, Inc. 401(k) Plan Facts

Plan name
THE PSMC COMPANIES 401(K) AND PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MORRIS & RITCHIE ASSOCIATES, INC.
Participants
944 (848 active employees)
Former employees with a balance
314
Plan assets
$71,149,950 at Dec 31, 2024
Average account balance
$71,579 across 994 accounts
Employer contributions
$1,289,020 in plan year 2024 (18% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 1981
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $7.02 million went into the plan in contributions, $1.29 million of it from the employer (18%).
  • $4.91 million was paid out to participants.
  • Investment and other income added $7.55 million.
  • Administrative expenses were $117,949, about $119 per account.

How the Morris & Ritchie Associates, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019699$43.1 million$383,320$1.32 million
2020691$53.7 million$868,152$1.71 million
2021762$59.8 million$934,846$7.10 million
2022831$50.7 million$1.07 million$4.58 million
2023937$61.6 million$1.20 million$4.09 million
2024944$71.1 million$1.29 million$4.91 million

Morris & Ritchie Associates, Inc. 401(k) Contact Information

Phone
410-515-9000
Mailing address
3445-A BOX HILL CORPORATE CENTER DR, ABINGDON MD 21009
Plan sponsor
MORRIS & RITCHIE ASSOCIATES, INC.
Employer identification number (EIN)
52-1154966
Plan number
001

Questions about the Morris & Ritchie Associates, Inc. 401(k)

Does Morris & Ritchie Associates, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.29 million, 18% of all contributions.

Does the Morris & Ritchie Associates, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Morris & Ritchie Associates, Inc 401(k) plan?

944 participants at the start of plan year 2024, 848 of them active employees, and 314 former employees who still had money in the plan.

What is the average 401(k) balance at Morris & Ritchie Associates, Inc?

About $71,579 per account: $71.1 million in plan assets across 994 accounts with a balance at the end of plan year 2024.

Who manages the Morris & Ritchie Associates, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Morris & Ritchie Associates, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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