Mtc Financial, Inc. 401(k) Plan: Login, Facts & Contact Information

Mtc Financial, Inc. 401(k) Plan Facts

Plan name
MTC FINANCIAL, INC. TRUSTEE CORP. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MTC FINANCIAL, INC.
Participants
120 (86 active employees)
Plan assets
$5,971,537 at Dec 31, 2024
Average account balance
$90,478 across 66 accounts
Employer contributions
$136,206 in plan year 2024 (29% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1999
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500-SF for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 25, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $472,787 went into the plan in contributions, $136,206 of it from the employer (29%).
  • $345,336 was paid out to participants.
  • Investment and other income added $691,884.

How the Mtc Financial, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019133$4.81 million$182,463$527,854
2020123$4.72 million$110,258$917,702
2021112$5.63 million$75,773$120,700
2022105$4.79 million$124,906$336,075
2023108$5.16 million$136,046$851,760
2024120$5.97 million$136,206$345,336

Mtc Financial, Inc. 401(k) Contact Information

Phone
949-252-8300
Mailing address
17100 GILLETTE AVE, IRVINE CA 92614
Plan sponsor
MTC FINANCIAL, INC.
Employer identification number (EIN)
33-0522653
Plan number
001

Questions about the Mtc Financial, Inc. 401(k)

Does Mtc Financial, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $136,206, 29% of all contributions.

Does the Mtc Financial, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Mtc Financial, Inc 401(k) plan?

120 participants at the start of plan year 2024, 86 of them active employees.

What is the average 401(k) balance at Mtc Financial, Inc?

About $90,478 per account: $5.97 million in plan assets across 66 accounts with a balance at the end of plan year 2024.

Who manages the Mtc Financial, Inc 401(k) accounts?

ADP Retirement Services is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mtc Financial, Inc. How do I access my 401(k)?

Your account stays with ADP Retirement Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 3960 MEDINA ROAD, AKRON, OH, 44333
Headquarter: 800 DOLOROSA, SUITE 204, SAN ANTONIO, TX, 78207
Headquarter: 1014 VINE ST, CINCINNATI, OH, 45202
Headquarter: 1750 PRESIDENTS STREET, RESTON, VA, 20190
Headquarter: 7750 WISCONSIN AVENUE, BETHESDA, MD, 20814