Mtc Inc. 401(k) Plan: Login, Facts & Contact Information

Mtc Inc. 401(k) Plan Facts

Plan name
LA FAMILIA CORTEZ RESTAURANTS 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MTC INC.
Participants
544 (517 active employees)
Former employees with a balance
119
Plan assets
$5,679,962 at Dec 31, 2024
Average account balance
$11,094 across 512 accounts
Employer contributions
$50,488 in plan year 2024 (7% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Nov 1, 1972
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 28, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $726,747 went into the plan in contributions, $50,488 of it from the employer (7%).
  • $751,991 was paid out to participants.
  • Investment and other income added $544,909.
  • Administrative expenses were $65,866, about $129 per account.

How the Mtc Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019411$4.50 million$0$339,610
2020454$4.47 million$0$854,804
2021435$4.90 million$833$451,019
2022428$4.28 million$49,998$317,376
2023445$5.23 million$122,241$405,569
2024544$5.68 million$50,488$751,991

Mtc Inc. 401(k) Contact Information

Phone
210-225-3955
Mailing address
800 DOLOROSA, SUITE 204, SAN ANTONIO TX 78207
Plan sponsor
MTC INC.
Employer identification number (EIN)
74-1730803
Plan number
001

Questions about the Mtc Inc. 401(k)

Does Mtc Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $50,488, 7% of all contributions.

Does the Mtc Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Mtc Inc 401(k) plan?

544 participants at the start of plan year 2024, 517 of them active employees, and 119 former employees who still had money in the plan.

What is the average 401(k) balance at Mtc Inc?

About $11,094 per account: $5.68 million in plan assets across 512 accounts with a balance at the end of plan year 2024.

Who manages the Mtc Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Mtc Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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