Norfolk Southern Corporation 401(k) Plan: Login, Facts & Contact Information

Norfolk Southern Corporation 401(k) Plan Facts

Plan name
THRIFT AND INVESTMENT PLAN OF NORFOLK SOUTHERN CORPORATION AND PARTICIPATING SUBSIDIARY COMPANIES
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
NORFOLK SOUTHERN CORPORATION
Participants
7,141 (4,579 active employees)
Former employees with a balance
1,872
Plan assets
$1,551,674,772 at Dec 31, 2024
Average account balance
$237,223 across 6,541 accounts
Employer contributions
$14,676,667 in plan year 2024 (26% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1984
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jun 27, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $56.6 million went into the plan in contributions, $14.7 million of it from the employer (26%).
  • $152.1 million was paid out to participants.
  • Investment and other income added $174.7 million.
  • Administrative expenses were $814,748, about $125 per account.

How the Norfolk Southern Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20196,332$1.28 billion$12.3 million$101.7 million
20206,467$1.43 billion$12.1 million$108.7 million
20216,526$1.63 billion$12.3 million$97.9 million
20226,525$1.33 billion$12.9 million$93.0 million
20236,784$1.47 billion$14.7 million$89.7 million
20247,141$1.55 billion$14.7 million$152.1 million

Norfolk Southern Corporation 401(k) Contact Information

Phone
470-463-6682
Mailing address
650 WEST PEACHTREE STREET NW, ATLANTA GA 30308
Plan sponsor
NORFOLK SOUTHERN CORPORATION
Plan administrator
BOARD OF MANAGERS NS THRIFT & INVESTMENT PLAN
Employer identification number (EIN)
52-1188014
Plan number
002

Questions about the Norfolk Southern Corporation 401(k)

Does Norfolk Southern Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $14.7 million, 26% of all contributions.

Does the Norfolk Southern Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Norfolk Southern Corporation 401(k) plan?

7,141 participants at the start of plan year 2024, 4,579 of them active employees, and 1,872 former employees who still had money in the plan.

What is the average 401(k) balance at Norfolk Southern Corporation?

About $237,223 per account: $1.55 billion in plan assets across 6,541 accounts with a balance at the end of plan year 2024.

Who manages the Norfolk Southern Corporation 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Norfolk Southern Corporation. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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