Noridian Mutual Insurance Company 401(k) Plan: Login, Facts & Contact Information

Noridian Mutual Insurance Company 401(k) Plan Facts

Plan name
BCBSND AND NORIDIAN HEALTHCARE SOLUTIONS 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
BLUE CROSS BLUE SHIELD OF NORTH DAKOTA
Participants
3,856 (3,856 active employees)
Former employees with a balance
763
Plan assets
$500,265,517 at Dec 31, 2024
Average account balance
$128,339 across 3,898 accounts
Employer contributions
$15,443,036 in plan year 2024 (47% of all contributions)
Recordkeeper
Bell Bank
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1983
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 30, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $33.2 million went into the plan in contributions, $15.4 million of it from the employer (47%).
  • $35.0 million was paid out to participants.
  • Investment and other income added $65.1 million.
  • Administrative expenses were $392,871, about $101 per account.

How the Noridian Mutual Insurance Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20193,161$333.2 million$6.87 million$14.5 million
20203,238$386.2 million$7.41 million$23.2 million
20213,232$437.0 million$7.51 million$27.3 million
20223,378$360.1 million$8.44 million$28.0 million
20233,678$437.4 million$14.2 million$25.8 million
20243,856$500.3 million$15.4 million$35.0 million

Noridian Mutual Insurance Company 401(k) Contact Information

Phone
701-282-1100
Mailing address
4510 13TH AVENUE SOUTH, FARGO ND 58121
Plan sponsor
BLUE CROSS BLUE SHIELD OF NORTH DAKOTA
Employer identification number (EIN)
45-0173185
Plan number
003

Questions about the Noridian Mutual Insurance Company 401(k)

Does Noridian Mutual Insurance Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $15.4 million, 47% of all contributions.

Does the Noridian Mutual Insurance Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Noridian Mutual Insurance Company 401(k) plan?

3,856 participants at the start of plan year 2024, 3,856 of them active employees, and 763 former employees who still had money in the plan.

What is the average 401(k) balance at Noridian Mutual Insurance Company?

About $128,339 per account: $500.3 million in plan assets across 3,898 accounts with a balance at the end of plan year 2024.

Who manages the Noridian Mutual Insurance Company 401(k) accounts?

BELL BANK is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Noridian Mutual Insurance Company. How do I access my 401(k)?

Your account stays with BELL BANK after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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