Northfield Bank 401(k) Plan: Login, Facts & Contact Information

Northfield Bank 401(k) Plan Facts

Plan name
NORTHFIELD BANK EMPLOYEE SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
NORTHFIELD BANK
Participants
504 (350 active employees)
Former employees with a balance
113
Plan assets
$37,355,606 at Dec 31, 2024
Average account balance
$81,208 across 460 accounts
Employer contributions
$737,024 in plan year 2024 (17% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1980
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 3, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.23 million went into the plan in contributions, $737,024 of it from the employer (17%).
  • $3.35 million was paid out to participants.
  • Investment and other income added $3.57 million.
  • Administrative expenses were $82,393, about $179 per account.

How the Northfield Bank 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019407$28.6 million$422,340$3.29 million
2020474$26.2 million$512,195$4.74 million
2021463$30.4 million$515,361$3.70 million
2022467$28.0 million$554,848$2.18 million
2023498$32.9 million$633,149$1.44 million
2024504$37.4 million$737,024$3.35 million

Northfield Bank 401(k) Contact Information

Phone
732-499-7200
Mailing address
581 MAIN STREET SUITE 810, WOODBRIDGE NJ 070951144
Plan sponsor
NORTHFIELD BANK
Employer identification number (EIN)
13-5578494
Plan number
002

Questions about the Northfield Bank 401(k)

Does Northfield Bank contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $737,024, 17% of all contributions.

Does the Northfield Bank 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Northfield Bank 401(k) plan?

504 participants at the start of plan year 2024, 350 of them active employees, and 113 former employees who still had money in the plan.

What is the average 401(k) balance at Northfield Bank?

About $81,208 per account: $37.4 million in plan assets across 460 accounts with a balance at the end of plan year 2024.

Who manages the Northfield Bank 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Northfield Bank. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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