Orrstown Bank 401(k) Plan: Login, Facts & Contact Information

Orrstown Bank 401(k) Plan Facts

Plan name
ORRSTOWN BANK 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ORRSTOWN BANK
Participants
549 (625 active employees)
Former employees with a balance
169
Plan assets
$51,700,472 at Dec 31, 2024
Average account balance
$67,143 across 770 accounts
Employer contributions
$1,199,034 in plan year 2024 (7% of all contributions)
Recordkeeper
Voya Retirement Insur & Annuity
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1989
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 18, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $17.5 million went into the plan in contributions, $1.20 million of it from the employer (7%).
  • $6.05 million was paid out to participants.
  • Investment and other income added $5.44 million.
  • Administrative expenses were $18,086, about $23 per account.

How the Orrstown Bank 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019491$26.6 million$564,350$2.38 million
2020560$30.0 million$617,075$3.81 million
2021564$34.2 million$666,476$3.89 million
2022575$31.0 million$780,225$1.40 million
2023578$34.8 million$882,184$4.85 million
2024549$51.7 million$1.20 million$6.05 million

Orrstown Bank 401(k) Contact Information

Phone
717-530-2635
Mailing address
2695 PHILADELPHIA AVENUE, CHAMBERSBURG PA 17201
Plan sponsor
ORRSTOWN BANK
Employer identification number (EIN)
23-0934350
Plan number
002

Questions about the Orrstown Bank 401(k)

Does Orrstown Bank contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.20 million, 7% of all contributions.

Does the Orrstown Bank 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Orrstown Bank 401(k) plan?

549 participants at the start of plan year 2024, 625 of them active employees, and 169 former employees who still had money in the plan.

What is the average 401(k) balance at Orrstown Bank?

About $67,143 per account: $51.7 million in plan assets across 770 accounts with a balance at the end of plan year 2024.

Who manages the Orrstown Bank 401(k) accounts?

Voya Financial (listed on the filing as VOYA RETIREMENT INSUR & ANNUITY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Orrstown Bank. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 4545 NORTH STATE LINE AVENUE, TEXARKANA, TX, 75503
Headquarter: 2000 U.S. HIGHWAY 63 SOUTH, MOBERLY, MO, 65270
Headquarter: 1900 PRAIRIE CITY RD M/S FM3-05, FOLSOM, CA, 956309501
Headquarter: ONE APPLE PARK WAY MS 41-4BEN, CUPERTINO, CA, 95014
Headquarter: P O BOX 64111, SPRING, TX, 773874111