Pala Band Of Mission Indians 401(k) Plan: Login, Facts & Contact Information

Pala Band Of Mission Indians 401(k) Plan Facts

Plan name
PALA 401(K) RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
PALA BAND OF MISSION INDIANS
Participants
1,466 (1,175 active employees)
Former employees with a balance
250
Plan assets
$72,659,132 at Dec 31, 2024
Average account balance
$81,183 across 895 accounts
Employer contributions
$1,344,058 in plan year 2024 (24% of all contributions)
Recordkeeper
Alerus Financial, N.a.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Aug 1, 1999
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.51 million went into the plan in contributions, $1.34 million of it from the employer (24%).
  • $6.21 million was paid out to participants.
  • Investment and other income added $7.74 million.
  • Administrative expenses were $285,019, about $318 per account.

How the Pala Band Of Mission Indians 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,993$64.0 million$1.54 million$8.81 million
20201,823$62.3 million$1.17 million$12.6 million
20211,780$68.6 million$1.39 million$8.77 million
20221,579$57.0 million$1.46 million$6.96 million
20231,464$64.6 million$1.34 million$6.38 million
20241,466$72.7 million$1.34 million$6.21 million

Pala Band Of Mission Indians 401(k) Contact Information

Phone
760-891-3500
Mailing address
35008 PALA TEMECULA ROAD, PMB 50, PALA CA 920592419
Plan sponsor
PALA BAND OF MISSION INDIANS
Employer identification number (EIN)
95-2863815
Plan number
001

Questions about the Pala Band Of Mission Indians 401(k)

Does Pala Band Of Mission Indians contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.34 million, 24% of all contributions.

Does the Pala Band Of Mission Indians 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Pala Band Of Mission Indians 401(k) plan?

1,466 participants at the start of plan year 2024, 1,175 of them active employees, and 250 former employees who still had money in the plan.

What is the average 401(k) balance at Pala Band Of Mission Indians?

About $81,183 per account: $72.7 million in plan assets across 895 accounts with a balance at the end of plan year 2024.

Who manages the Pala Band Of Mission Indians 401(k) accounts?

Alerus (listed on the filing as ALERUS FINANCIAL, N.A.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Pala Band Of Mission Indians. How do I access my 401(k)?

Your account stays with Alerus after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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