Unitedhealth Group Incorporated 401(k) Plan: Login, Facts & Contact Information
Unitedhealth Group Incorporated 401(k) Login
74,068 former Unitedhealth Group Incorporated employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Unitedhealth Group Incorporated 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 16, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $2.33 billion went into the plan in contributions, $665.4 million of it from the employer (29%).
- $2.21 billion was paid out to participants.
- Investment and other income added $3.20 billion.
- Administrative expenses were $6.03 million, about $23 per account.
How the Unitedhealth Group Incorporated 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 187,879 | $14.8 billion | $419.2 million | $932.3 million |
| 2020 | 200,119 | $17.2 billion | $440.4 million | $1.29 billion |
| 2021 | 207,447 | $21.0 billion | $470.4 million | $1.31 billion |
| 2022 | 235,888 | $18.6 billion | $540.4 million | $1.38 billion |
| 2023 | 266,722 | $22.4 billion | $629.0 million | $1.67 billion |
| 2024 | 278,507 | $26.6 billion | $665.4 million | $2.21 billion |
Unitedhealth Group Incorporated 401(k) Contact Information
Questions about the Unitedhealth Group Incorporated 401(k)
Does Unitedhealth Group Incorporated contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $665.4 million, 29% of all contributions.
Does the Unitedhealth Group Incorporated 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Unitedhealth Group Incorporated 401(k) plan?
278,507 participants at the start of plan year 2024, 199,134 of them active employees, and 74,068 former employees who still had money in the plan.
What is the average 401(k) balance at Unitedhealth Group Incorporated?
About $100,933 per account: $26.6 billion in plan assets across 263,728 accounts with a balance at the end of plan year 2024.
Who manages the Unitedhealth Group Incorporated 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVST INSTNL OPRTN CO, INC) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Unitedhealth Group Incorporated. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.