Penquis C.a.p. Inc. 401(k) Plan: Login, Facts & Contact Information

Penquis C.a.p. Inc. 401(k) Plan Facts

Plan name
PENQUIS CAP 403(B) PLAN
Plan type
401(k) and profit sharing
Plan sponsor
PENQUIS C.A.P. INC.
Participants
602 (505 active employees)
Former employees with a balance
107
Plan assets
$19,267,833 at Dec 31, 2024
Average account balance
$33,509 across 575 accounts
Employer contributions
$643,433 in plan year 2024 (34% of all contributions)
Recordkeeper
Oneamerica Retirement Services Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1989
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.92 million went into the plan in contributions, $643,433 of it from the employer (34%).
  • $1.82 million was paid out to participants.
  • Investment and other income added $2.03 million.
  • Administrative expenses were $118,775, about $207 per account.

How the Penquis C.a.p. Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019605$13.2 million$440,535$759,786
2020685$15.0 million$529,302$1.22 million
2021639$16.2 million$624,145$1.99 million
2022635$14.5 million$634,595$991,199
2023618$17.3 million$630,195$1.09 million
2024602$19.3 million$643,433$1.82 million

Penquis C.a.p. Inc. 401(k) Contact Information

Phone
207-973-3518
Mailing address
262 HARLOW ST, BANGOR ME 04402
Plan sponsor
PENQUIS C.A.P. INC.
Employer identification number (EIN)
01-6023748
Plan number
001

Questions about the Penquis C.a.p. Inc. 401(k)

Does Penquis C.a.p. Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $643,433 in employer contributions for plan year 2024.

Does the Penquis C.a.p. Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Penquis C.a.p. Inc 401(k) plan?

602 participants at the start of plan year 2024, 505 of them active employees, and 107 former employees who still had money in the plan.

What is the average 401(k) balance at Penquis C.a.p. Inc?

About $33,509 per account: $19.3 million in plan assets across 575 accounts with a balance at the end of plan year 2024.

Who manages the Penquis C.a.p. Inc 401(k) accounts?

OneAmerica Financial (listed on the filing as ONEAMERICA RETIREMENT SERVICES LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Penquis C.a.p. Inc. How do I access my 401(k)?

Your account stays with OneAmerica Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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