Peoples Bancorp 401(k) Plan: Login, Facts & Contact Information

Peoples Bancorp 401(k) Plan Facts

Plan name
PEOPLES BANK SALARY INVESTMENT & PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
PEOPLES BANCORP
Participants
608 (430 active employees)
Former employees with a balance
182
Plan assets
$71,670,456 at Dec 31, 2024
Average account balance
$120,252 across 596 accounts
Employer contributions
$2,427,512 in plan year 2024 (40% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1988
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.12 million went into the plan in contributions, $2.43 million of it from the employer (40%).
  • $8.63 million was paid out to participants.
  • Investment and other income added $10.6 million.
  • Administrative expenses were $80,103, about $134 per account.

How the Peoples Bancorp 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019542$45.5 million$2.24 million$3.95 million
2020553$56.3 million$1.72 million$5.06 million
2021570$63.6 million$2.33 million$6.40 million
2022602$53.0 million$2.23 million$3.63 million
2023606$63.6 million$2.27 million$6.74 million
2024608$71.7 million$2.43 million$8.63 million

Peoples Bancorp 401(k) Contact Information

Phone
360-715-4247
Mailing address
3100 WOBURN STREET, BELLINGHAM WA 98226
Plan sponsor
PEOPLES BANCORP
Employer identification number (EIN)
91-1190346
Plan number
001

Questions about the Peoples Bancorp 401(k)

Does Peoples Bancorp contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.43 million, 40% of all contributions.

Does the Peoples Bancorp 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Peoples Bancorp 401(k) plan?

608 participants at the start of plan year 2024, 430 of them active employees, and 182 former employees who still had money in the plan.

What is the average 401(k) balance at Peoples Bancorp?

About $120,252 per account: $71.7 million in plan assets across 596 accounts with a balance at the end of plan year 2024.

Who manages the Peoples Bancorp 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Peoples Bancorp. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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