Premium Mortgage, Corporation 401(k) Plan: Login, Facts & Contact Information

Premium Mortgage, Corporation 401(k) Plan Facts

Plan name
PREMIUM MORTGAGE CORPORATION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
PREMIUM MORTGAGE CORPORATION
Participants
229 (195 active employees)
Former employees with a balance
38
Plan assets
$15,255,362 at Dec 31, 2024
Average account balance
$68,104 across 224 accounts
Employer contributions
$188,534 in plan year 2024 (10% of all contributions)
Recordkeeper
Stifel Nicolaus
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2000
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.82 million went into the plan in contributions, $188,534 of it from the employer (10%).
  • $1.04 million was paid out to participants.
  • Investment and other income added $1.65 million.
  • Administrative expenses were $32,315, about $144 per account.

How the Premium Mortgage, Corporation 401(k) changed, 2017–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2017115$4.12 million$0$480,747
2019145$5.48 million$69,856$494,250
2020178$8.72 million$250,925$705,881
2022244$11.0 million—$518,590
2023251$12.9 million$194,544$1.54 million
2024229$15.3 million$188,534$1.04 million

Premium Mortgage, Corporation 401(k) Contact Information

Phone
585-363-7049
Mailing address
2541 MONROE AVENUE, ROCHESTER NY 14618
Plan sponsor
PREMIUM MORTGAGE CORPORATION
Employer identification number (EIN)
16-1566654
Plan number
001

Questions about the Premium Mortgage, Corporation 401(k)

Does Premium Mortgage, Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $188,534, 10% of all contributions.

Does the Premium Mortgage, Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Premium Mortgage, Corporation 401(k) plan?

229 participants at the start of plan year 2024, 195 of them active employees, and 38 former employees who still had money in the plan.

What is the average 401(k) balance at Premium Mortgage, Corporation?

About $68,104 per account: $15.3 million in plan assets across 224 accounts with a balance at the end of plan year 2024.

Who manages the Premium Mortgage, Corporation 401(k) accounts?

Principal (listed on the filing as STIFEL NICOLAUS) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Premium Mortgage, Corporation. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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