Ram Construction Services Of Michigan, Inc. 401(k) Plan: Login, Facts & Contact Information
Ram Construction Services Of Michigan, Inc. 401(k) Login
17 former Ram Construction Services Of Michigan, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Ram Construction Services Of Michigan, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $2.02 million went into the plan in contributions, $597,475 of it from the employer (30%).
- $1.74 million was paid out to participants.
- Investment and other income added $2.57 million.
- Administrative expenses were $80,934, about $551 per account.
How the Ram Construction Services Of Michigan, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 153 | $14.2 million | $357,662 | $1.70 million |
| 2020 | 168 | $14.7 million | $380,138 | $3.16 million |
| 2021 | 158 | $17.5 million | $391,015 | $815,222 |
| 2022 | 167 | $14.5 million | $456,791 | $845,254 |
| 2023 | 176 | $18.1 million | $552,756 | $817,830 |
| 2024 | 182 | $20.8 million | $597,475 | $1.74 million |
Ram Construction Services Of Michigan, Inc. 401(k) Contact Information
Questions about the Ram Construction Services Of Michigan, Inc. 401(k)
Does Ram Construction Services Of Michigan, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $597,475, 30% of all contributions.
Does the Ram Construction Services Of Michigan, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Ram Construction Services Of Michigan, Inc 401(k) plan?
182 participants at the start of plan year 2024, 175 of them active employees, and 17 former employees who still had money in the plan.
What is the average 401(k) balance at Ram Construction Services Of Michigan, Inc?
About $141,685 per account: $20.8 million in plan assets across 147 accounts with a balance at the end of plan year 2024.
Who manages the Ram Construction Services Of Michigan, Inc 401(k) accounts?
Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Ram Construction Services Of Michigan, Inc. How do I access my 401(k)?
Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.