Ram Enterprise, Inc. 401(k) Plan: Login, Facts & Contact Information

Ram Enterprise, Inc. 401(k) Plan Facts

Plan name
RAM ENTERPRISE, INC. 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RAM ENTERPRISE, INC.
Participants
262 (285 active employees)
Former employees with a balance
72
Plan assets
$12,212,574 at Dec 31, 2024
Average account balance
$41,681 across 293 accounts
Employer contributions
$447,800 in plan year 2024 (17% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2006
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 16, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.68 million went into the plan in contributions, $447,800 of it from the employer (17%).
  • $1.36 million was paid out to participants.
  • Investment and other income added $1.32 million.
  • Administrative expenses were $39,090, about $133 per account.

How the Ram Enterprise, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019181$6.83 million$129,681$473,715
2020183$7.76 million$301,760$1.07 million
2021183$8.60 million$104,415$1.10 million
2022179$7.47 million$226,579$627,460
2023173$9.60 million$303,998$849,023
2024262$12.2 million$447,800$1.36 million

Ram Enterprise, Inc. 401(k) Contact Information

Phone
775-738-3997
Mailing address
1225 WEST MAIN STREET, ELKO NV 89801
Plan sponsor
RAM ENTERPRISE, INC.
Employer identification number (EIN)
93-1073692
Plan number
001

Questions about the Ram Enterprise, Inc. 401(k)

Does Ram Enterprise, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $447,800, 17% of all contributions.

Does the Ram Enterprise, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ram Enterprise, Inc 401(k) plan?

262 participants at the start of plan year 2024, 285 of them active employees, and 72 former employees who still had money in the plan.

What is the average 401(k) balance at Ram Enterprise, Inc?

About $41,681 per account: $12.2 million in plan assets across 293 accounts with a balance at the end of plan year 2024.

Who manages the Ram Enterprise, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ram Enterprise, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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