Re/spec Inc. 401(k) Plan: Login, Facts & Contact Information

Re/spec Inc. 401(k) Plan Facts

Plan name
RE/SPEC INC. EMPLOYEE 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RE/SPEC INC.
Participants
636 (487 active employees)
Former employees with a balance
151
Plan assets
$67,429,449 at Dec 31, 2024
Average account balance
$107,372 across 628 accounts
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1985
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $7.78 million went into the plan in contributions.
  • $7.85 million was paid out to participants.
  • Investment and other income added $7.31 million.
  • Administrative expenses were $202,350, about $322 per account.

How the Re/spec Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019339$26.6 million$125,015$3.03 million
2020488$49.8 million$149,163$4.36 million
2021498$55.1 million$135,542$2.97 million
2022558$49.8 million$142,493$2.69 million
2023617$60.4 million$178$4.36 million
2024636$67.4 million$-114$7.85 million

Re/spec Inc. 401(k) Contact Information

Phone
605-394-6400
Mailing address
3824 JET DRIVE, RAPID CITY SD 577034757
Plan sponsor
RE/SPEC INC.
Employer identification number (EIN)
46-0315848
Plan number
001

Questions about the Re/spec Inc. 401(k)

Does Re/spec Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $-114, 0% of all contributions.

Does the Re/spec Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Re/spec Inc 401(k) plan?

636 participants at the start of plan year 2024, 487 of them active employees, and 151 former employees who still had money in the plan.

What is the average 401(k) balance at Re/spec Inc?

About $107,372 per account: $67.4 million in plan assets across 628 accounts with a balance at the end of plan year 2024.

Who manages the Re/spec Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Re/spec Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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