Richards Industrials, Inc. 401(k) Plan: Login, Facts & Contact Information

Richards Industrials, Inc. 401(k) Plan Facts

Plan name
RICHARDS INDUSTRIALS, INC. PROFIT SHARING RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RICHARDS INDUSTRIALS, INC.
Participants
200 (135 active employees)
Former employees with a balance
73
Plan assets
$26,199,391 at Sep 30, 2025
Average account balance
$126,567 across 207 accounts
Employer contributions
$425,426 in plan year 2024 (28% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Oct 1, 2024 – Sep 30, 2025
Plan established
Jul 1, 1990
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Oct 1, 2024 – Sep 30, 2025), filed Jul 7, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.53 million went into the plan in contributions, $425,426 of it from the employer (28%).
  • $4.15 million was paid out to participants.
  • Investment and other income added $2.93 million.
  • Administrative expenses were $17,918, about $87 per account.

How the Richards Industrials, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019174$23.2 million$338,525$885,628
2020180$28.5 million$0$695,665
2021183$21.5 million$383,119$2.93 million
2022195$22.4 million$420,741$3.68 million
2023195$25.9 million$413,311$3.72 million
2024200$26.2 million$425,426$4.15 million

Richards Industrials, Inc. 401(k) Contact Information

Phone
513-533-5661
Mailing address
3170 WASSON ROAD, CINCINNATI OH 45209
Plan sponsor
RICHARDS INDUSTRIALS, INC.
Employer identification number (EIN)
84-2271845
Plan number
001

Questions about the Richards Industrials, Inc. 401(k)

Does Richards Industrials, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $425,426, 28% of all contributions.

Does the Richards Industrials, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Richards Industrials, Inc 401(k) plan?

200 participants at the start of plan year 2024, 135 of them active employees, and 73 former employees who still had money in the plan.

What is the average 401(k) balance at Richards Industrials, Inc?

About $126,567 per account: $26.2 million in plan assets across 207 accounts with a balance at the end of plan year 2024.

Who manages the Richards Industrials, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Richards Industrials, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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