Richards Building Supply Company 401(k) Plan: Login, Facts & Contact Information

Richards Building Supply Company 401(k) Plan Facts

Plan name
RICHARDS BUILDING SUPPLY CO. PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RICHARDS BUILDING SUPPLY CO.
Participants
708 (644 active employees)
Former employees with a balance
68
Plan assets
$55,896,636 at Dec 31, 2024
Average account balance
$103,321 across 541 accounts
Employer contributions
$1,917,132 in plan year 2024 (33% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Mar 1, 1979
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.81 million went into the plan in contributions, $1.92 million of it from the employer (33%).
  • $3.47 million was paid out to participants.
  • Investment and other income added $5.93 million.
  • Administrative expenses were $91,766, about $170 per account.

How the Richards Building Supply Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019597$31.5 million$1.14 million$1.94 million
2020631$37.6 million$1.16 million$2.52 million
2021635$44.6 million$1.22 million$1.30 million
2022651$39.1 million$1.38 million$1.76 million
2023690$47.7 million$1.62 million$2.48 million
2024708$55.9 million$1.92 million$3.47 million

Richards Building Supply Company 401(k) Contact Information

Phone
773-586-7777
Mailing address
12070 W. 159TH STREET, HOMER GLEN IL 60491
Plan sponsor
RICHARDS BUILDING SUPPLY CO.
Employer identification number (EIN)
36-2958463
Plan number
001

Questions about the Richards Building Supply Company 401(k)

Does Richards Building Supply Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.92 million, 33% of all contributions.

Does the Richards Building Supply Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Richards Building Supply Company 401(k) plan?

708 participants at the start of plan year 2024, 644 of them active employees, and 68 former employees who still had money in the plan.

What is the average 401(k) balance at Richards Building Supply Company?

About $103,321 per account: $55.9 million in plan assets across 541 accounts with a balance at the end of plan year 2024.

Who manages the Richards Building Supply Company 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Richards Building Supply Company. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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