Rippling 401(k) Plan: Login, Facts & Contact Information

Rippling 401(k) Plan Facts

Plan name
RIPPLING 401(K) PLAN
Plan type
401(k) and profit sharing
Plan sponsor
RIPPLING
Participants
2,001 (2,289 active employees)
Former employees with a balance
601
Plan assets
$76,593,721 at Dec 31, 2024
Average account balance
$28,762 across 2,663 accounts
Recordkeeper
Guideline, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 2017
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 26, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $30.7 million went into the plan in contributions.
  • $6.04 million was paid out to participants.
  • Investment and other income added $8.01 million.
  • Administrative expenses were $65,189, about $24 per account.

How the Rippling 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201924$1.01 million$0$3,868
2020104$4.20 million$11$154,106
2021243$9.96 million$0$653,816
2022649$20.9 million$0$1.54 million
20231,382$44.0 million$0$3.18 million
20242,001$76.6 million$0$6.04 million

Rippling 401(k) Contact Information

Phone
415-737-5780
Mailing address
430 CALIFORNIA STREET 1300, SAN FRANCISCO CA 94104
Plan sponsor
RIPPLING
Plan administrator
GUIDELINE RK, LLC
Employer identification number (EIN)
81-2580113
Plan number
001

Questions about the Rippling 401(k)

Does Rippling contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500.

Does the Rippling 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Rippling 401(k) plan?

2,001 participants at the start of plan year 2024, 2,289 of them active employees, and 601 former employees who still had money in the plan.

What is the average 401(k) balance at Rippling?

About $28,762 per account: $76.6 million in plan assets across 2,663 accounts with a balance at the end of plan year 2024.

Who manages the Rippling 401(k) accounts?

Guideline (listed on the filing as GUIDELINE, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Rippling. How do I access my 401(k)?

Your account stays with Guideline after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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