Ripple Labs, Inc. 401(k) Plan: Login, Facts & Contact Information
Ripple Labs, Inc. 401(k) Login
256 former Ripple Labs, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Ripple Labs, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 22, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $14.3 million went into the plan in contributions, $1.32 million of it from the employer (9%).
- $5.58 million was paid out to participants.
- Investment and other income added $8.22 million.
- Administrative expenses were $65,506, about $88 per account.
How the Ripple Labs, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 268 | $10.7 million | $693,606 | $488,085 |
| 2020 | 357 | $19.3 million | $849,187 | $1.13 million |
| 2021 | 429 | $25.1 million | $820,223 | $4.82 million |
| 2022 | 481 | $29.8 million | $1.22 million | $2.33 million |
| 2023 | 731 | $48.1 million | $1.52 million | $1.94 million |
| 2024 | 746 | $65.0 million | $1.32 million | $5.58 million |
Ripple Labs, Inc. 401(k) Contact Information
Questions about the Ripple Labs, Inc. 401(k)
Does Ripple Labs, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.32 million, 9% of all contributions.
Does the Ripple Labs, Inc 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Ripple Labs, Inc 401(k) plan?
746 participants at the start of plan year 2024, 504 of them active employees, and 256 former employees who still had money in the plan.
What is the average 401(k) balance at Ripple Labs, Inc?
About $87,489 per account: $65.0 million in plan assets across 743 accounts with a balance at the end of plan year 2024.
Who manages the Ripple Labs, Inc 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Ripple Labs, Inc. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.