Ross Innovative Employment Solut 401(k) Plan: Login, Facts & Contact Information

Ross Innovative Employment Solut 401(k) Plan Facts

Plan name
ROSS INNOVATIVE EMPLOYMENT SOLUTIONS 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ROSS INNOVATIVE EMPLOYMENT SOLUTIONS
Participants
4,756 (7,970 active employees)
Former employees with a balance
755
Plan assets
$67,155,685 at Dec 31, 2024
Average account balance
$12,870 across 5,218 accounts
Employer contributions
$8,599,962 in plan year 2024 (44% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Feb 1, 2019
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed May 6, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $19.5 million went into the plan in contributions, $8.60 million of it from the employer (44%).
  • $10.1 million was paid out to participants.
  • Investment and other income added $7.68 million.
  • Administrative expenses were $334,373, about $64 per account.

How the Ross Innovative Employment Solut 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019184$1.35 million$19,186$44,001
2020391$5.90 million$263,598$102,090
2021622$9.32 million$910,600$888,586
2022620$9.26 million$1.17 million$1.47 million
2023620$21.9 million$1.93 million$3.55 million
20244,756$67.2 million$8.60 million$10.1 million

Ross Innovative Employment Solut 401(k) Contact Information

Phone
810-326-4447
Mailing address
301 ORCHARD ST SUITE 2, ST. CLAIR MI 48079
Plan sponsor
ROSS INNOVATIVE EMPLOYMENT SOLUTIONS
Employer identification number (EIN)
47-4926893
Plan number
001

Questions about the Ross Innovative Employment Solut 401(k)

Does Ross Innovative Employment Solut contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $8.60 million, 44% of all contributions.

Does the Ross Innovative Employment Solut 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ross Innovative Employment Solut 401(k) plan?

4,756 participants at the start of plan year 2024, 7,970 of them active employees, and 755 former employees who still had money in the plan.

What is the average 401(k) balance at Ross Innovative Employment Solut?

About $12,870 per account: $67.2 million in plan assets across 5,218 accounts with a balance at the end of plan year 2024.

Who manages the Ross Innovative Employment Solut 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ross Innovative Employment Solut. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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