Ross Stores, Inc. 401(k) Plan: Login, Facts & Contact Information

Ross Stores, Inc. 401(k) Plan Facts

Plan name
ROSS STORES, INC. 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ROSS STORES, INC.
Participants
63,239 (56,638 active employees)
Former employees with a balance
2,625
Plan assets
$1,009,883,881 at Dec 31, 2024
Average account balance
$64,608 across 15,631 accounts
Employer contributions
$28,368,202 in plan year 2024 (29% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1969
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 27, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $98.8 million went into the plan in contributions, $28.4 million of it from the employer (29%).
  • $80.9 million was paid out to participants.
  • Investment and other income added $120.0 million.
  • Administrative expenses were $562,955, about $36 per account.

How the Ross Stores, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201947,630$584.5 million$19.1 million$31.6 million
202050,664$702.0 million$20.7 million$40.2 million
202152,617$833.0 million$23.3 million$54.7 million
202255,709$721.7 million$24.7 million$57.9 million
202357,990$872.8 million$26.7 million$69.8 million
202463,239$1.01 billion$28.4 million$80.9 million

Ross Stores, Inc. 401(k) Contact Information

Phone
925-965-4400
Mailing address
5130 HACIENDA DRIVE, DUBLIN CA 94568
Plan sponsor
ROSS STORES, INC.
Employer identification number (EIN)
94-1390387
Plan number
001

Questions about the Ross Stores, Inc. 401(k)

Does Ross Stores, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $28.4 million, 29% of all contributions.

Does the Ross Stores, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Ross Stores, Inc 401(k) plan?

63,239 participants at the start of plan year 2024, 56,638 of them active employees, and 2,625 former employees who still had money in the plan.

What is the average 401(k) balance at Ross Stores, Inc?

About $64,608 per account: $1.01 billion in plan assets across 15,631 accounts with a balance at the end of plan year 2024.

Who manages the Ross Stores, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ross Stores, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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